Quick note: please check the age section in the DMG to see if you qualify for any bonuses or penalties. Penalties cannot bring you under the racial/class minimums, and some of the bonuses are quite nice.
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This helps my dwarf character, but my human ranger with a -1 to wisdom would have a 13 wisdom, which means he can’t be a ranger until he is 21…. Min 14 Wisdom for a Ranger. So how do I handle that, be a fighter? His high score is a 14, so I can’t move scores around.
The DMG says that the penalties cannot take you below the minimums needed for class and race. [Edit: Specifically the age penalties on pg. 13; the note is right above the section on unnatural aging. Other types of penalties obviously can prevent selection of certain races/classes].
Duh, sorry. Been a long day….
No problem — it was my fault for not seeing that section when we rolled up the characters the other night.